Gold IRA Calculator

Educational Tool

Inputs

Total Retirement Portfolio ($)

Current Gold Allocation (%)

Target Gold Allocation (%)

Years to Retirement

Assumed Annual Gold Return (%)

Assumed Annual Non-Gold Return (%)

Annual Custodian + Storage Fee (% of gold)

Stress Test (One-Time Shock)

If non-gold assets drop by (%)

and gold changes by (%)

Tip: Many retirees test a 5–30% allocation to balance diversification and fees. This tool is for education only.

Results

Rollover Amount to Reach Target

Est. Annual Fees (at Target)

Stress Test — Current Allocation

Stress Test — Target Allocation

Projection to Retirement

Projected Value (Current Allocation)

Projected Value (Target Allocation)

Difference (Target − Current)

Target Gold $ at Start

Calculations assume constant annual returns for gold and non-gold allocations and apply annual gold fees to the gold portion only. Results are estimates, not predictions.